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1. Self. (2024, October). Digital banking statistics.

https://www.self.inc/info/digital-banking-statistics/

2. American Bankers Association. (2024, November 22). Consumer Survey Banking Methods 2024.  

https://www.aba.com/about-us/press-room/press-releases/consumer-survey-banking-methods-2024

3.  Burke, J., Kieffer, C., Mottola, G., Perez-Arce, F. (2021). Can Educational Interventions Reduce Susceptibility to Financial Fraud?  

https://gflec.org/wp-content/uploads/2021/04/Burke-Kieffer-Mottola-Perez-Arce-Can-Educational-Interventions-Reduce-Susceptibility-to-Financial-Fraud-CB2021.pdf